Employee Well-Being

Employee Well-Being

By Bob Zeller November 2, 2022 As I mentioned in a prior blog, the pandemic made employers focus on the health and well-being of their employees.  How do employers continue to accomplish this? Employee Awareness – understanding utilization of benefit...
Health Savings Accounts

Health Savings Accounts

By Bob Zeller October 11, 2022 “On January 1, 2023, the minimum annual deductible for a Health Savings Account eligible health plan increases from $2,800 to $3,000.  Over the last eleven years healthcare consumers have contributed almost $300 billion to...
Group Captives

Group Captives

By Greg Watkins September 28, 2022 It was January 1, 2014, that we started considering a benefits captive for some of our customers.  We are always seeking better ways for our customers to control their healthcare spend.  The common characteristic of the...
Fully Insured vs. Self-Funded

Fully Insured vs. Self-Funded

By Kari Hoback, Senior Account Manager September 20, 2022 While the cost of health care continues to rise, and in turn the cost of health insurance, why would an employer decide to move from a fully insured plan to a self-funded plan?  In a word – opportunity....
Evaluating the Market

Evaluating the Market

by Jessica Hawkins, Account Manager September 1, 2022 In the current labor market, employees have higher expectations in terms of benefit offerings.  And, while employee expectations have risen, benefit budgets commonly have not.  In 2022, and moving into...
The Watko Way

The Watko Way

by Jessica Hawkins, Account Manager August 10, 2022 When I joined the Watko Team three and a half years ago, I was new to the employee benefits industry. Reflecting on my experience, there is one word that immediately comes to mind – Growth. From the beginning,...