Industry Insights

Sharing Insights on Employee Benefits to Help You Stay Current in Our Industry.

Group Captives

Group Captives

By Greg Watkins September 28, 2022 It was January 1, 2014, that we started considering a benefits captive for some of our customers.  We are always seeking better ways for our customers to control their healthcare spend.  The common...

Fully Insured vs. Self-Funded

Fully Insured vs. Self-Funded

By Kari Hoback, Senior Account Manager September 20, 2022 While the cost of health care continues to rise, and in turn the cost of health insurance, why would an employer decide to move from a fully insured plan to a self-funded plan?  In a...

Evaluating the Market

Evaluating the Market

by Jessica Hawkins, Account Manager September 1, 2022 In the current labor market, employees have higher expectations in terms of benefit offerings.  And, while employee expectations have risen, benefit budgets commonly have not.  In...

The Watko Way

The Watko Way

by Jessica Hawkins, Account Manager August 10, 2022 When I joined the Watko Team three and a half years ago, I was new to the employee benefits industry. Reflecting on my experience, there is one word that immediately comes to mind - Growth. From...