Group Captives

Group Captives

By Greg Watkins September 28, 2022 It was January 1, 2014, that we started considering a benefits captive for some of our customers.  We are always seeking better ways for our customers to control their healthcare spend.  The common characteristic of the...
Fully Insured vs. Self-Funded

Fully Insured vs. Self-Funded

By Kari Hoback, Senior Account Manager September 20, 2022 While the cost of health care continues to rise, and in turn the cost of health insurance, why would an employer decide to move from a fully insured plan to a self-funded plan?  In a word – opportunity....
Evaluating the Market

Evaluating the Market

by Jessica Hawkins, Account Manager September 1, 2022 In the current labor market, employees have higher expectations in terms of benefit offerings.  And, while employee expectations have risen, benefit budgets commonly have not.  In 2022, and moving into...
The Watko Way

The Watko Way

by Jessica Hawkins, Account Manager August 10, 2022 When I joined the Watko Team three and a half years ago, I was new to the employee benefits industry. Reflecting on my experience, there is one word that immediately comes to mind – Growth. From the beginning,...
Preparing for Open Enrollment

Preparing for Open Enrollment

by Katie Mercurio, Account Manager July 21, 2022 Open enrollment season has always been one of the busiest times of the year for HR professionals. We are finding that many HR leaders are already getting questions from their employees about what’s changing in...
The Watko Way

The Watko Way

Bob Zeller, Benefits Consultant July 7, 2022 I’ve been in the Employee Benefits space for 40 years and have never witnessed such a shift in employee needs.  The pandemic has caused employers to increase their focus on the health and wellbeing of their employees....